What score will I get from an international report supplied by Company Watch?

Users can order company reports from around the world through our International Reports service, often referred to as our International Offline report service. For such report requests, Company Watch works with a trusted supplier to provide a report featuring a 3rd party 'BPF' rating instead of a H-Score®.

To help you understand this rating further see the below table which provides general guidance on the 3rd Party Rating and the approximate equivalent Company Watch H-Score.

Please note this is not a scientific exact equivalence, so we advise our clients to take that into consideration when reviewing the information provided.

3rd Party Credit Risk Rating	3rd Party BPF Value	3rd Party Explanation	Company Watch H-Score® Equivalent
Poor	<0.49	High risk of bankruptcy in the next two years – dealings on open terms are not recommended	< 25
Passable	>0.48 & <0.91	Some financial problems – dealings on open terms limited to small credits if at all. Although liabilities should be met, higher number of internal and external factors can affect a business and cause its insolvency.	25-34
Satisfactory	>0.90 & <1.25	Reasonable financial condition – dealings on open terms allowable and medium amounts possible. Liabilities should be met under normal business circumstances.	35-59
Good	>1.24 & <2.85	Low risk of bankruptcy in the next two years – open credit terms can be granted, and liabilities should be met under most circumstances	60-80
Excellent	>2.84	Low risk of bankruptcy in the next two years – high confidence factor when dealing on open terms	80+